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When money is tight and you feel like might not be able to make ends meet, calling up your creditors to negotiate your debt might sound like a good idea. But is it really? Before any of us make that call, let’s consult Rod Mercado of Financial Rescue LLC.
Para sa mga Do-It-Yourself ano ba ang mga dapat nilang malaman bago sila makipag-negotiate sa mga creditors nila?
Una, kapag ang utang mo ay hindi mo kayang bayaran within 1 year, ‘wag ka muna gumawa ng arrangement because that will not happen. Kadalasan ng arrangement with creditors is within 6 months lang.
Pangalawa, it may be a fatal mistake on your part if you do your own negotiation kasi may mga pitfalls or traps na hidden doon sa mga communications mo with the creditor.
